Shariah-aligned lending, fully operational.
Configure Murabaha, Ijara, and Qard-style products that book profit instead of interest, track the underlying asset, and respect Shariah governance — without bolting on workarounds.
- Profit-rate-based product configuration (no riba bookkeeping)
- Asset records for Murabaha and Ijara contracts
- Configurable Shariah-board approval gates
- Late-payment policy without interest accrual
What lenders in this space tell us.
Off-the-shelf systems book interest
Mainstream loan systems are built around interest accrual. Adapting them for Shariah compliance is painful.
Asset records are critical
Murabaha and Ijara require the underlying asset to be recorded and tied to the contract — most platforms ignore this.
Governance needs gates
Shariah board approvals on new product structures need to be enforced in workflow, not in policy documents.
Everything you need to run this product line.
Profit-rate accounting
Products book disclosed profit margins instead of interest — clean compliance with Shariah principles.
Asset records
Each Murabaha or Ijara contract carries the underlying asset (cost, sale price, ownership transfer events).
Late-payment policy without riba
Configure charity-fund routing or non-accruing late fees so late payments don't compound interest.
Shariah governance gates
Lock new product launches behind Shariah-board approval — fully auditable workflow.
Qard Hassan support
Run interest-free benevolent loans (Qard Hassan) alongside commercial products in the same back office.
Compliant disclosures
Customer-facing documents disclose profit margin instead of APR — out of the box.
Shariah-aligned lending without the workarounds.
Configure your Murabaha, Ijara, and Qard products and start booking deals the right way.