Loan management built for banks.
Run every loan product the bank offers — retail, SME, commercial — on a single platform with role-based access, branch hierarchy, and regulator-ready reporting.
- Multi-product on a single ledger
- Branch + region hierarchy
- Granular role-based access
- Regulator-aligned reporting
What lenders in this space tell us.
One bank, many products
Personal loans, mortgages, SME, commercial — each with different rules. Separate systems multiply ops cost.
Access must be precise
Branch officers shouldn't see all loans. Auditors shouldn't write. Without RBAC, you're exposed.
Regulators want specific formats
Asset classification, NPL aging, exposure reports — all in formats the regulator can ingest.
Everything you need to run this product line.
Multi-product engine
Configure as many loan products as you need; each with its own rules, fees, and approval flow.
Branch + region hierarchy
Branches roll up to regions roll up to head office. Officers see only their branch by default.
Role-based access control
Granular permissions per role: officer, manager, credit risk, auditor, head office.
Asset classification
Auto-classify loans into stages (performing, watch, substandard, doubtful, loss) per central bank rules.
Provisioning + write-offs
Compute expected credit loss, apply provisions, record write-offs with full audit trail.
Regulator-ready reports
Exportable reports in the formats your regulator expects — credit register, NPL aging, exposure reports.
Run the bank's loan book on one platform.
Consolidate retail, SME, and commercial lending — with the controls your auditors and regulators expect.