Commercial loans, run with rigour.
Mid-market and large-ticket lending with covenant tracking, multi-stage approval, collateral records, and a complete audit trail.
- Covenant monitoring with breach alerts
- Multi-stage committee approvals
- Collateral registers with valuation history
- Audit trail on every decision
What lenders in this space tell us.
Covenants get forgotten
Without automated reminders, financial covenants slip past their review date. Then a breach surprises everyone.
Approvals span weeks
Officer, head of credit, risk, committee — each stage needs evidence and sign-off. Email chains lose context.
Collateral revalues
Property, equipment, and securities all need periodic revaluation. Tracking valuation history matters at default.
Everything you need to run this product line.
Covenant tracking
Define financial and operational covenants; LoanHQ reminds you to review them and flags breaches.
Multi-stage approvals
Configurable approval chains with required documents and sign-off per stage. Nothing skips.
Collateral registers
Properties, equipment, receivables, and securities tracked with valuation history per loan.
Borrower hierarchies
Track the borrower entity, its parent, subsidiaries, and beneficial owners — all linked to the loan.
Financial intake + ratios
P&L and balance sheet intake with automated covenant ratios (DSCR, leverage, current ratio).
Audit trail
Every approval, override, and amendment recorded with user, timestamp, and reason.
Run commercial lending without losing track.
Set up your commercial loan products, approval chains, and covenant rules — start writing structured loans.